LIC’s New Money Back Plan – 25 Years

LIC NEW MONEY BACK PLAN – 25 YEAR is a similar plan of LIC NEW MONEY BACK PLAN -20 YEAR , it also launched on 06 JANUARY 2014.In this plan policy holder (insured) will get 15% of basic sum assured as a money back at the end of every 5 year (5th , 10th ,15th , 20th year) and balance 40% of sum assured with the accrued bonus at the end of 25th year on maturity .In this plan insured will have to pay the premiums till 20years during the policy term of 25 years.



∙  Liquidity available at different stages for financial protection.

∙  15% of basic sum assured as a money back on 5th ,10th , 15th , 20th Policy year.

∙  Accidental Death and Disability Rider available.



ON DEATH : If insured dies during the policy term his/her nominee will get 125% of the basic sum assured or 10 times the annual premium (whichever is higher) + ssimple revisionary bonus and final addition bonus (if any).

SURVIVAL BENEFIT: During the survival period insured will get 15% of basic sum assured as a money back every 5 year of policy term (5th ,10th ,15th,20th year).

MATURITY BENEFIT : End of the policy term(25th year) insured will get  40% of basic sum assured along with vested simple revisionary bonuses and final addition bonus (if any) as a maturity benefit.



Minimum Maximum
Sum Assured (in Rs.) 50,000 No Limit
Policy Term (in years) 25
Premium Payment Term (in years) 20
Entry Age of Life Insured (in years) 13 45
Age at Maturity (in years) 70
Premium (in Rs.) Nothing Specified
Payment modes Yearly, Half-yearly, Quarterly, Monthly and SSS


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